We make sure the balance on the iBankUP website accurately reflects the amount of money you actually have so you never need to worry that what you spent yesterday might come back to haunt you (and your balance) today. No waiting for checks that you wrote to actually clear: because iBankUP is online, we reflect the check amount when we issue the check for you. We also post all your transactions in real time. Some banks who charge $35 per overdraft transaction probably do not want you to know your actual balance. We do, and we do not even have overdraft fees!

There are many ways to get the funds you need. Buy a GreenDot^® MoneyPak^® with your cash tips or that birthday gift from Grandma, or receive your hard earned salary automatically, with FREE Direct Deposit. Got a friend who owes you? A parent who wants to help out? Ask them to initiate a load from their bank or provide money from their own UPside card. That's how we roll

Convenience is the name of the game with iBankUP. One way we make your life simpler is by providing prepaid cell phone add minutes directly from your online card account - no need to go to the store and deal with pesky scratch-off cards every time you need add minutes!, and no need to sign-up for yet another website. Add minutes to your own prepaid AT&T, Verizon, T Mobile and Boost cell phone. Or add minutes to a family member's prepaid cell phone abroad. Oh, and did we mention, it's free!

Purchasing stamps and waiting in line are a thing of the past! With iBankUP you can write checks online with our Virtual Checkbook, and we send it out for you! Gone are the days of missing the latest postal drop off, and coming up with excuses for your land lord as to why your rent is late. iBankUP gives you all the benefits of having a checking account without the hassle of actually having one.