Bad credit? No credit? No problem. With iBankUP, we think everyone deserves to start out fresh with their finances, so we don't run a credit check. Now whether you're starting from scratch, or starting over, you can have all the benefits of a checking account with iBankUP without the hassle or the judgment.

Whether you're a busy college student who counts on a monthly allowance from mom and dad, or a full time employee who works for those bi-monthly paychecks, iBankUP makes it easy to get the money you need. We provide you with a direct deposit account number just like a regular checking account so you can easily set up FREE deposits with your employer.

You share many things with your significant other (walks on the beach, weekend chores, the bathroom, just to name a few). So, it makes sense that you would like to share your card account balance as well. With iBankUP, sign-up for a companion card for your loved one and get a shared balance, individualized online card account balance tracking, separate choice of card design and more. Go ahead – start sharing.

Whether you want to pay your bills online or simply shop 'til you drop at your local mall, your UPside card is the answer. With your UPside card you can spend your hard earned cash anywhere that Visa debit cards are accepted. That gives you a whole new level of convenience, and opens you up to a whole new world of shopping goodness.

A banking widget for Facebook? Anytime-access on your phone? Ya, we're serious. With the iBankUP service and your UPside card, you not only have the benefits a checking account in a card, you also have them on your cell phone and your Facebook account. It's your money, and you deserve to have access to it from wherever you are.

Everyone likes to get rewarded, right? iBankUP has a reward program that lets you get cash back and bonus points for the purchases you would make anyway. Just shop online from the UPside Mall and get rewarded with up to 15% cash back to your UPside prepaid card.