3. Rewards Program Terms of Use
The UPoints Program is provided by Plastyc Inc. as part of the iBankUP and
UPside Card services.
HOW TO EARN UPOINTS:
UPoints may be earned through the following activities:
- Sponsoring of a friend who successfully applies for an iBankUP prepaid account and activates the associated UPside card once it has been received. Points earned for each sponsoring event may vary depending on promotions.
- Making purchases through the UPside Mall. The point/dollar ratio varies depending on the merchant and/or where the purchase was made. Please note that points are only accrued when the shopping process is initiated from the UPside mall. Any purchase made by accessing the merchant website directly is not eligible for earning points.
- Occasionally, special activities and promotions may yield UPoints, as specified in announcements and alerts about such special events,
Please note that UPoints may not register to your account for up to 30 days, if applicable.
REDEMPTION OF UPOINTS:
UPoints can be redeemed in one or several of the following manners:
- They can be exchanged for a monetary value credited to the iBankUP prepaid account balance. Such credit is referred to as "cash back".
- They may be exchanged for gift cards, paper gifts certificates or electronic gift certificates valid at designated merchants, where the card, paper certificate or electronic certificate have a certain monetary face value usable against the purchase of goods or services from the merchants issuing them.
- They may also be exchanged directly for certain goods or services provided by designated merchants or Plastyc itself.
GENERAL
The UPoints Program and rewards are offered at the sole discretion of Plastyc which reserves the right to modify, suspend, cancel, or change the Program and the redemption value of UPoints (including already accumulated UPoints) at any time without notice and without restriction or penalty. Changes to the Program may include without limitation modifications that affect UPoints accrual and/or that result in the cancellation of any outstanding, unredeemed UPoints. UPoints may be forfeited due to (i) fraud, (ii) misuse, (iii) violations of these Rules, the agreement governing your
iBankUP prepaid account, or the Cardholder Agreement, or (iv) any other reason in Plastyc's discretion. UPoints are non-transferable, have no cash value and cannot be exchanged for cash or credit other than as provided in these Rules, may not be used with any other offer, promotion or discount, cannot be combined with cash to obtain an Award, cannot be earned from or transferred to any credit or debit card or other accounts, and cannot be transferred or used in conjunction with any other loyalty programs. UPoints accumulated under any other loyalty programs may not be transferred or used in conjunction with the UPoints Program. You agree that your
iBankUP prepaid account may be charged for the actual cash difference between the cost of the reward redeemed and the net value of the actual UPoints available in the event you redeem unearned UPoints. You agree to hold Plastyc, Inc. and any third parties associated with the Program harmless if the Program is interrupted, terminated, suspended or cancelled for any reason prior to your redemption of any accumulated or pending UPoints. You are responsible for any applicable federal, state or local taxes related to participation in the UPoints Program. Your redemption of UPoints following receipt of these Rules will indicate your agreement to these Rules.
For further information regarding the UPoints Program, please contact us
